How to Use This Calculator
Enter your income, filing status, and any deductions. The calculator computes your Maine state income tax alongside your federal tax, showing exactly how much goes to each and what you take home.
The most useful thing to try? Compare different income levels to see how Maine's brackets affect your tax bill, then look at how combined federal + state taxes shape your total take-home pay.
Here's what each field means:
Annual Income is your total earnings before any taxes. Include wages, freelance income, investment income, and any other sources.
Filing Status determines which set of tax brackets and deductions apply. Maine uses filing statuses similar to the federal system — single, married filing jointly, married filing separately, and head of household.
Maine Income Tax: What You Need to Know
Maine uses a progressive income tax system with rates ranging from 5.8% to 7.15%. Like the federal system, this means your income is taxed in layers — each bracket only applies to the income within that range, not your entire income.
Maine Tax Brackets (Single Filers)
| Taxable Income | Tax Rate |
|---|---|
| $0 - $26,050 | 5.8% |
| $26,050 - $61,600 | 6.75% |
| $61,600+ | 7.15% |
Married Filing Jointly
| Taxable Income | Tax Rate |
|---|---|
| $0 - $52,100 | 5.8% |
| $52,100 - $123,250 | 6.75% |
| $123,250+ | 7.15% |
A Real Example
Let's say you're a single filer earning $70,000 in Maine. After applying the standard deduction of $14,600, your income flows through each bracket:
Your approximate Maine state income tax would be around $3,813, for an effective state tax rate of about 5.4%.
Remember, this is just the state portion. You'll also owe federal income tax and FICA taxes on top of this.
Deductions and Exemptions
Standard Deduction: Maine offers a standard deduction of $14,600 for single filers and $29,200 for married couples filing jointly.
Federal standard deduction conformity, personal exemption of $5,000 (phases out at higher incomes), property tax fairness credit, and Maine EITC (25% of federal EITC).
Local Taxes
No local income taxes in Maine.
What's Unique About Maine
Maine has a three-bracket progressive system with rates that are moderate compared to neighboring New England states. The state conforms to the federal standard deduction, which simplifies filing. Maine does not tax Social Security benefits. The state has a relatively generous personal exemption amount of $5,000 per person, which phases out at higher incomes. Maine also offers a property tax fairness credit for lower-income homeowners and renters.
Recent Changes
Bracket thresholds are adjusted annually for inflation. Maine has been expanding its property tax fairness credit and EITC.
How to Use This Calculator Strategically
Model a raise or job change. See how additional income moves through Maine's brackets and affects your effective tax rate.
Compare filing statuses. If you're married, run the numbers both jointly and separately. The better option depends on your specific income situation.
Plan your deductions. Test how maximizing retirement contributions or other deductions affects your Maine tax bill.
Evaluate a move. Compare Maine's rates to other states you're considering. The difference in take-home pay might surprise you.
References
- Maine Revenue Services. (2025). Individual Income Tax.
This calculator is for educational purposes only and does not constitute tax or financial advice. Tax rates, brackets, and rules change regularly. Consult a qualified tax professional for guidance specific to your situation.